Category Archives: Mortgage Rates

Downpayment for a Mortgage

A question I am regularly asked is “How much money do I need to put down?” This article from the Globe and Mail does a great job explaining the issues and the options available to potential home buyers with limited … Continue reading

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Higher Mortgage Rates?

TD Economics published a Special Report on the Canadian mortgage market last month (September 2012). TD says that higher mortgage rates will be necessary to ensure sustainability for the housing market. Click here to read the report.

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New Mortgage Rules

As expected we heard yesterday (June 2012) from the Department of Finance on someĀ  further clamping down on the Canadian mortgage market. I have attached an article below with the details but here are the hiĀ  lites. -For mortgages when … Continue reading

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Buyers Guide to Purchasing a Home

The attached document provides a description of the home buying process and answers many of the more frequently asked questions. Home Buyers Guide      

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Mortgage for New Arrivals

Many new arrivals to Canada prefer to rent for the first year or so to be sure that they have selected the right neighbourhood for their family. But there are some, who just know right from the start that they … Continue reading

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Fixed Rate or Variable Rate……has the choice become easier?

The age old question facing consumers, do I take a fixed rate or variable rate……and a similar dilemma facing mortgage brokers as their clients ask them for advice on which option to take. We all know it depends on the … Continue reading

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Current Mortgage Rates

People often ask me about current mortage rates and there is never a definite answer. Different lenders offer varying deals and your eligibility for the best ones of these is dependent on your credit health and how much of the … Continue reading

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