Current Mortgage Rates

People often ask me about current mortage rates and there is never a definite answer. Different lenders offer varying deals and your eligibility for the best ones of these is dependent on your credit health and how much of the value of the property you need to finance through the mortgage.

The rates posted here are provided by one of the mortgage brokers I deal with, and are current on the day of posting, I will update them regularly but please remember that these are always subject to change.

Examples of current rates, as of December 4th 2014 are:

Prime = 3.00%

1 year fixed: 2.89%

2 year fixed: 2.59%

3 year fixed: 2.74%

5 year fixed (closed Special): 2.74%

Data provided by Thomas and Mandy Szucs


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